![]() Unfortunately, the Capital One Quicksilver Card isn’t free of flaws. What are the cons of the Capital One Quicksilver Card? Unlike some credit cards, which charge up to 3% on transactions made outside the United States, Quicksilver cardholders won’t incur extra costs when traveling abroad or purchasing from international vendors. The absence of foreign transaction fees on the Capital One Quicksilver Card is a significant advantage for travelers. However, after the intro period, a variable APR of 19.99% – 29.99% applies, which is determined by your creditworthiness. This is a significant benefit for those looking to make substantial purchases or transfer balances from other high-interest credit cards early on. ![]() New cardholders enjoy a 0% intro APR on purchases and no balance transfer fees for the first 15 months after account opening. The Capital One Quicksilver Card stands out with its introductory APR offer. These can come as statement credit, gift cards or may be redeemable as a check. Whether you’re shopping on Amazon, hitting the local grocery stores or drugstores or even paying for rental cars on your travels, you’ll earn cash back. This no-fuss earning rate means you don’t have to worry about rotating categories or spending limits. Cardholders enjoy a flat 1.5% cash-back rate on all purchases every day. One of the prime attractions of the Capital One Quicksilver Card is its straightforward, high rewards rate. The lack of an annual fee can free up funds, allowing cardholders to maximize their cash-back rewards and perks, increasing the card’s overall value. This particular feature sets it apart from many other credit card offers in the market. The Capital One Quicksilver Cash Rewards Credit Card is exceptional for individuals who prefer not to deal with an annual fee. The Capital One Quicksilver Card is ripe with such benefits including: No annual fee Generally, this means a FICO score of 670 or above, although other factors are also considered.Īpply Now What are the pros of the Capital One Quicksilver Card?Įveryone knows that the best credit cards feature the most card benefits. Recommended to have good to excellent credit: This card targets individuals with good to excellent credit.Most applicants get a decision within 60 seconds. Easy application process: The application process for the Capital One Quicksilver Card is straightforward and can be done online.No foreign transaction fees: This card can be an excellent companion for those who travel, as there are no foreign transaction fees when you make purchases outside of the United States.After the introductory period, a 19.99% – 29.99% variable APR applies to purchases and there is a 3% fee on the amounts transferred within the first 15 months. Intro APR period: There’s a welcome offer of 0% intro APR on purchases and balance transfers for the first 15 months.Sign-up bonus: New cardholders can earn a welcome bonus of $200 after spending $500 on purchases within the first three months of account opening.There are no rotating categories or purchase APR to worry about, simplifying your rewards program. ![]()
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